Bank loan

Yes Growth in bank loans remains stable in Q1 FY22

Yes Bank said loans and advances decreased 0.4% to Rs 163,914 crore as of June 30, 2021 from Rs 164,510 crore as of June 30, 2020.

Loans and advances issued are 1.8% lower compared to Rs 166,893 crore as of March 31, 2021.

Bank deposits increased 39.1% to Rs 163,295 crore as of June 30, 2021 from Rs 117,360 crore as of June 30, 2020. Figures increased 0.2% from Rs 162,947 crore as of March 31 2021.

Certificates of deposit (CD) totaled Rs 3,827 crore (down 57.6% yoy) while CASA was at Rs 44,790 crore (up 47.7% yoy) as of March 31, 2021.

The CASA / Total Deposits ratio (excluding CD) stood at 28.1% as of June 30, 2021 compared to 28% as of June 30, 2020 and 27.3% as of March 31, 2021.

The credit / deposit ratio stood at 100.4% as of June 30, 2021 compared to 140.2% as of June 30, 2020 and 102.4% as of March 31, 2021.

The Liquidity Coverage Ratio (LCR) stood at 118.4% at June 30, 2021 compared to 114.1% at June 30, 2020 and 122.3% at March 31, 2021.

Yes Bank is a full-service commercial bank offering a full range of technology-driven digital products, services and offerings for businesses, MSMEs and individuals.

The bank reported an autonomous net loss of Rs.3787.75 crore in the fourth quarter of FY21, compared to Rs.2,628.61 crore in the fourth quarter of fiscal 20. Total income fell by 17. 41% year-on-year to Rs 4,805.30 crore in the fourth quarter of fiscal 21.

The script lost 0.22% to currently trade at Rs 13.53 on BSE.

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(This story was not edited by Business Standard staff and is auto-generated from a syndicated feed.)

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